Navigating the VA disability system can be confusing, especially for veterans rated at 90% disability trying to understand how much compensation they’ll receive—especially when they have dependents. Fortunately, for 2025, there’s good news: a 2.5% cost-of-living adjustment (COLA) was applied, increasing monthly payments across all disability levels. If you’re wondering what your updated 90% VA disability pay is in 2025, here’s a clear, easy-to-understand breakdown.
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VA Disability Pay Increase in 2025
As of December 1, 2024, a 2.5% COLA increase was implemented for all VA disability compensation rates. While this may seem modest, it can make a meaningful difference over the course of a year—especially for veterans supporting dependents.
COLA ensures that your VA benefits keep up with inflation, helping you maintain your purchasing power in the face of rising prices.
2025 VA Disability Pay: 90% Rating with Dependents
If you are rated at 90% and have one child (with no spouse or additional dependents), your monthly compensation in 2025 is $2,425.96.
Here’s how that compares across household types:
| Family Situation | Monthly Compensation (2025) |
|---|---|
| Veteran alone | $2,212.96 |
| Veteran with one child | $2,425.96 |
| Veteran with spouse + one child | $2,630.96 |
| Each additional child (under 18) | +$100.34 |
| Each school-age child (18–23, in college) | +$324.12 |
| Each dependent parent | +$170.38 |
Benefits You Receive with 90% VA Disability
Beyond monthly compensation, being rated at 90% disability qualifies you for a range of valuable VA benefits, including:
- Priority Group 1 Health Care – access to most VA medical services with no copays
- Mental health care
- Surgical procedures
- Dental care (often not available at lower ratings)
- Free or reduced-cost prescription medications
- Travel reimbursement for VA medical appointments
These benefits can save you thousands of dollars annually, especially if you have chronic or service-connected medical needs.
Considering an Upgrade to 100%?
Moving from 90% to 100% disability can be challenging but worthwhile. A 100% rating increases your monthly compensation by nearly $1,000, plus unlocks additional lifetime benefits like:
- Full dental coverage
- Commissary and exchange access
- CHAMPVA coverage for dependents
- Eligibility for state-level benefits, such as property tax waivers or tuition support
To upgrade:
- File a new claim if your condition has worsened
- Submit updated medical records and documentation
- Seek help from a VA-accredited claims agent or VSO (Veterans Service Organization)
What Should You Do Next?
If you’re at 90%:
Verify your dependents are listed correctly in VA records
Track changes in your family (births, marriages, divorces, college enrollment)
Consider an increase claim if your condition worsens
Stay informed about VA updates and annual COLA changes
FAQs
What is the VA pay at 90% in 2025 with one child?
$2,425.96 per month.
What about with a spouse and one child?
$2,630.96 per month.
Did the VA increase disability rates for 2025?
Yes, a 2.5% COLA increase was applied starting December 1, 2024.
What health benefits come with 90% VA disability?
You qualify for VA Health Care Priority Group 1, which often includes no copays for services and prescriptions.
Can I go from 90% to 100%?
Yes, if your medical condition worsens or you develop additional service-connected conditions. A new claim and medical evidence are required.
