If you receive Supplemental Security Income (SSI) in Florida, you might see two deposits hit your account in May 2025. While it may feel like a financial bonus at first glance, this isn’t an extra benefit or a mistake. It’s a scheduled shift by the Social Security Administration (SSA) due to the way the calendar falls.
In this article, we’ll explain why you’re getting two payments in May, what it means for your June income, and how to manage your benefits wisely to avoid any surprises next month.
Why
This year, June 1 falls on a Sunday. When that happens, the SSA moves your SSI payment up to the last business day of the previous month. That’s why Florida SSI recipients will receive:
- May’s payment on May 1
- June’s payment early on May 30
So while it looks like you’re getting more money in May, the second payment is just your June benefit arriving ahead of schedule.
Schedule
Here’s a look at the full SSI payment calendar for 2025 to help you plan better:
| Month | Payment Date |
|---|---|
| January | December 31, 2024 |
| February | February 1 |
| March | March 1 |
| April | April 1 |
| May | May 1 and May 30 |
| June | No payment (already received) |
| July | July 1 |
| August | August 1 and August 29 |
| September | No payment (already received) |
| October | October 1 and October 31 |
| November | No payment (already received) |
| December | December 1 and December 31 |
This same early-payment rule applies throughout the year, whenever the 1st falls on a weekend or holiday.
Amounts
In 2025, SSI benefits are increasing due to the Cost-of-Living Adjustment (COLA). The new federal maximums are:
| Recipient Type | Monthly Benefit |
|---|---|
| Individual | $967 |
| Couple | $1,450 |
These amounts may be different for you based on:
- Your living situation
- Other sources of income
- State supplements (Florida does not offer additional state SSI payments)
Keep in mind, these figures reflect the maximum benefit. Your actual check might be smaller depending on your financial circumstances.
SSDI vs SSI
If you also receive Social Security Disability Insurance (SSDI) or retirement benefits, those follow a different schedule:
| Birthday Range | Payment Day |
|---|---|
| 1st–10th | 2nd Wednesday |
| 11th–20th | 3rd Wednesday |
| 21st–31st | 4th Wednesday |
If you started receiving benefits before May 1997, your Social Security check arrives on the 3rd of the month.
So yes, it’s possible for some people to receive three payments in May—two from SSI and one from Social Security.
Tips
Seeing two deposits in one month can tempt you to spend more—but it’s important to remember that the second payment is not extra income. It’s your June benefit, paid early. Here’s how to stay on track:
Label It
Mark your May 30 deposit as “June’s money” and set it aside. That way, you’ll stay covered when June rolls around and no new SSI check arrives.
Use Reminders
It’s easy to forget when payments come early. Set calendar alerts or use a budgeting app so you’re not caught off guard next month.
Go Digital
Sign up for direct deposit or use the My SSA Account portal to:
- Track payment history
- Confirm benefit amounts
- Update banking or contact information
Budget Smart
Stretch your money by reviewing monthly expenses, especially in May and June. This is also a great time to review your savings and emergency fund.
Planning ahead is the best way to make sure that a payment shift doesn’t become a financial problem.
FAQs
Why are there two SSI payments in May 2025?
Because June 1 falls on a Sunday, SSA pays it early on May 30.
Will I get another payment in June?
No. June’s payment arrives early on May 30.
Is this an extra or bonus payment?
No. It’s your June payment, not a bonus.
Does Florida offer extra SSI payments?
No. Florida doesn’t add state supplements to SSI.
How can I check my payment schedule?
Use your My SSA Account at ssa.gov to track payments.
