If you’ve heard people talking about the IRS sending out payments in 2025, you’re not imagining things. While these aren’t new stimulus checks like the ones we saw during the pandemic, there is a major effort underway to send money to about 1 million taxpayers who missed out on the 2021 Recovery Rebate Credit (RRC). If you’re one of them, you could still be owed up to $1,400 per person—or even more per household. Let’s break down what’s happening, who qualifies, and how to claim your payment before it’s too late.
Contents
Overview
Here’s a quick look at the IRS payments being issued in 2025:
Topic | Details |
---|---|
Payment Type | One-time Recovery Rebate Credit (RRC) payment |
Recipients | Around 1 million taxpayers |
Amount | Up to $1,400 per eligible person |
Eligibility | 2021 tax return filed without claiming RRC |
Deadline to Claim | May 15, 2025 |
Payment Method | Direct deposit or mailed check |
Official Website | irs.gov |
These aren’t new stimulus rounds, but rather missed payments being corrected by the IRS.
RRC
The Recovery Rebate Credit was designed to help people who didn’t receive the third Economic Impact Payment (EIP3) during COVID. That $1,400 per person check was part of the American Rescue Plan. If you didn’t get it in 2021, you had a second chance to claim it by filing your 2021 taxes.
Many people either didn’t file or left the RRC section blank by mistake. The IRS reviewed records and is now issuing the payments automatically to those who qualify. Others still have until May 15, 2025 to file and claim their credit.
Eligibility
To get the payment, you must meet the following:
- Filed a 2021 federal tax return
- Didn’t receive the full $1,400 stimulus
- Left the RRC section blank or entered $0 by mistake
- Were a U.S. citizen or resident alien
- Weren’t claimed as someone else’s dependent
If you check all those boxes and haven’t gotten a payment, you’re likely eligible.
Amount
So how much money are we talking about? Here’s how the payments break down:
Family Type | Estimated Payment Amount |
---|---|
Single (no dependents) | $1,400 |
Couple (no kids) | $2,800 |
Couple + 2 children | $5,600 |
Single parent + 2 kids | $4,200 |
For many families, that’s a serious chunk of change—enough to help with rent, bills, or savings.
Tracking
Wondering if your payment is coming? While the old “Get My Payment” tool is no longer live, here’s how to check:
- IRS Online Account
- Visit IRS.gov/account
- Sign in or create an account
- Look under “Tax Records” for “Recovery Rebate Credit” entries
- Where’s My Refund Tool
- If you recently filed or amended a 2021 return
- Go to the IRS “Where’s My Refund” page
- Enter your SSN, filing status, and refund amount
- Watch Your Mail
- IRS letters (like Letter 6475) confirm payment details
- Keep them for your records—don’t toss them out
Filing
If you never filed your 2021 taxes, there’s still time. Many low-income earners, retirees, and students didn’t file because they weren’t required to—but they still qualify.
Here’s how to file and get your money:
- Go to IRS Free File
- Pick a provider (free if you earn under $73,000)
- Complete and submit your 2021 return
- Deadline: May 15, 2025
This step can take just 30 minutes and might get you thousands of dollars.
Social Security
If you’re on Social Security, you’re not getting a separate bonus check in 2025—but you’re still seeing a benefit increase through COLA (Cost-of-Living Adjustment).
Here’s what to know:
Category | 2025 COLA Details |
---|---|
Increase | 3.2% |
Effective Date | January 2025 |
Applies To | Retirement, SSDI, SSI |
To find out your exact new benefit, visit the Social Security Administration’s COLA page.
Claim
Make sure you get what you’re owed:
- Check If You Already Got It
- Log into IRS.gov/account
- Look for Recovery Rebate Credit info
- File Your 2021 Return
- Go to IRS Free File
- Complete and submit by May 15, 2025
- Contact the IRS if Needed
- Call 1-800-829-1040
- Visit a local IRS office with ID and documents
This is your last chance to claim what could be a significant payout. Don’t leave free money on the table.
FAQs
Is this a new stimulus check?
No, it’s a missed 2021 payment being reissued in 2025.
How much is the payment?
Up to $1,400 per person depending on eligibility.
When is the deadline to file?
You must file by May 15, 2025 to claim it.
Where can I file my 2021 return?
Use IRS Free File on irs.gov for eligible income levels.
Can I track my payment online?
Yes, through your IRS online account or refund tracker.